URBANET

Provides small loans to women agro-processor,s and input credit to smallholder farmers.

loan or product structure is flexibleTRUE
loan or product structure is flexible if yes describeClients should to be livelihood groups with leadership to serve as collateral
repayment structure is flexibleTRUE
repayment structure is flexible if yes describeClients do monthly repayment based on an agreed schedule between staff and clients
loan or product term covers growing seasonTRUE
loan or product term covers growing season if yes describeInput credit to farmers is scheduled to cover the cropping season in the region
grace period offeredTRUE
grace period offered if yes describeClients have a grace period of 1 month
group or individual loanGroup
apr15%
average loan processing time days2
is apr or other transparent pricing communicated to clientsTRUE
is apr or other transparent pricing communicated to clients if yes describeCredit officer informs clients in group meetings
type of primary insurance productNone
annualized repayment rate of the product90- 95%

inputs assets services are readily availableTRUE
inputs assets services are available at time demanded by clientTRUE
inputs assets services are available at time demanded by client if yes describeStorage facilities available
inputs assets services available within reasonable distance of clientTRUE
inputs assets services available within reasonable distance of client if yes describeStorage facilities in communities
inputs assets services are of good qualityTRUE
inputs assets services are of good quality if yes describeRecords are kept and maintained
type of inputs offeredServices
informal management services providedTRUE
informal management services provided if yes describeRecord keeping
formal programs in place for post harvest managementTRUE
formal programs in place for post harvest management if yes describeStorage facilities with management practices
if yes to above do over 50 of clients use service programTRUE
do over 50 of clients use service program if yes describeStore produce and sell when prices are reasonable
informal linkages exist between clients and buyers producersTRUE
formal linkages exist between clients and buyers producersTRUE
formal linkages exist between clients and buyers producers if yes describePre-planting contracts
guaranteed market opportunities exist for clientsTRUE
guaranteed market opportunities exist for clients if yes describeContracts are executed after successful harvest
if yes to above do over 50 of clients use the service programTRUE

agricultural training available to clientsTRUE
agricultural training available to clients if yes describeDissemination of technologies to farmers
agricultural training available to clients using formal curriculumTRUE
agricultural training available to clients using formal curriculum if yes describeWorking with agriculture extension agents to deliver extension information to clients
multiple agricultural trainings delivered during product cycleTRUE
multiple agricultural trainings delivered during product cycle if yes describeWe deliver training on input application, farm management and post harvest
organization does quality checks on trainingsTRUE
organization does quality checks on trainings if yes describeMonitoring visits to farms
training cost100
financial literacy training takes places yes noTRUE
classroom theoretical training offered by administering partyFALSE
training engages clients in participatory learning with additional materialsTRUE
training is offered in a convenient location for clientsTRUE
training is offered in a convenient location for clients if yes describeIn their fields

regular measurement of farmer yields takes placeTRUE
formal measurement with strong control groupTRUE
formal measurement with strong control group if yes describeMeasurement is done by groups
rct or other academic quality work done to verify resultsFALSE
measurement of change to profit income or poverty reduction takes placeTRUE
measurement of change to profit income or poverty reduction takes place if yes describeHave baseline data on clients
using methodical process over time to measure changeTRUE
using methodical process over time to measure change if yes describeCollect data on clients and compare with baseline