Opportunity Savings & Loans Ghana

In-kind input supply loan, supporting cocoa value chain. In some cases may have cash component to assist with cost of farm support labor.

inputs assets services are readily availableTRUE
inputs assets services are readily available if yes describeLoan offered as in-kind product. OI pays input supplier and supplier delivers inputs to farmer.
inputs assets services are available at time demanded by clientTRUE
inputs assets services available within reasonable distance of clientTRUE
inputs assets services are of good qualityTRUE
inputs assets services are of good quality if yes describeOI develops relationships with input supplier.
type of inputs offeredUsable
informal management services providedFALSE
formal programs in place for post harvest managementFALSE
informal linkages exist between clients and buyers producersFALSE
formal linkages exist between clients and buyers producersTRUE
formal linkages exist between clients and buyers producers if yes describeCocoa value chain tightly controlled & farmers have guaranteed buyers through government regulated programs.
guaranteed market opportunities exist for clientsTRUE
if yes to above do over 50 of clients use the service programTRUE

agricultural training available to clientsTRUE
agricultural training available to clients if yes describeTraining provided by input supplier through MOU agreed with OI. Some clients receive training from government extension officers as well.
agricultural training available to clients using formal curriculumTRUE
multiple agricultural trainings delivered during product cycleTRUE
multiple agricultural trainings delivered during product cycle if yes describeTrainings delivered corresponding to timing of activity.
organization does quality checks on trainingsFALSE
financial literacy training takes places yes noFALSE
classroom theoretical training offered by administering partyTRUE
training engages clients in participatory learning with additional materialsTRUE
training is offered in a convenient location for clientsTRUE

regular measurement of farmer yields takes placeFALSE
formal measurement with strong control groupFALSE
rct or other academic quality work done to verify resultsFALSE
measurement of change to profit income or poverty reduction takes placeTRUE
measurement of change to profit income or poverty reduction takes place if yes describePPI is collected at every new loan cycle
using methodical process over time to measure changeFALSE
what type of poverty measurement metric is usedProgress out of Poverty Index (PPI)