Opportunity Savings & Loans Ghana

In-kind input supply loan, supporting maize value chain.

inputs assets services are readily availableTRUE
inputs assets services are readily available if yes describeLoan offered as in-kind product in most cases. Client selects inputs, which OI sources through network of input suppliers. Input supplier delivers product.
inputs assets services are available at time demanded by clientTRUE
inputs assets services available within reasonable distance of clientTRUE
inputs assets services are of good qualityTRUE
inputs assets services are of good quality if yes describeOI develops relationships with input supplier.
type of inputs offeredUsable
informal management services providedFALSE
formal programs in place for post harvest managementFALSE
informal linkages exist between clients and buyers producersFALSE
formal linkages exist between clients and buyers producersTRUE
formal linkages exist between clients and buyers producers if yes describeOI signs MOU with local aggregators committing them to visiting client farms in the harvest season with potential to buy. Clients not obligated to sell to off-takers.
guaranteed market opportunities exist for clientsFALSE

agricultural training available to clientsTRUE
agricultural training available to clients if yes describeSome training provided by government extension workers or input suppliers.
agricultural training available to clients using formal curriculumTRUE
multiple agricultural trainings delivered during product cycleTRUE
multiple agricultural trainings delivered during product cycle if yes describeTrainings delivered corresponding to timing of activity.
organization does quality checks on trainingsFALSE
financial literacy training takes places yes noFALSE
classroom theoretical training offered by administering partyTRUE
training engages clients in participatory learning with additional materialsTRUE
training is offered in a convenient location for clientsTRUE

regular measurement of farmer yields takes placeFALSE
formal measurement with strong control groupFALSE
rct or other academic quality work done to verify resultsFALSE
measurement of change to profit income or poverty reduction takes placeTRUE
measurement of change to profit income or poverty reduction takes place if yes describePPI is collected at every new loan cycle
using methodical process over time to measure changeFALSE
what type of poverty measurement metric is usedProgress out of Poverty Index (PPI)