One Acre Fund Kenya

In-kind seed and fertilizer loan and Client Support Bundle (tree seed, vegetable seed, funeral insurance, and training). Farmers can also take loans that include cook-stoves or solar home systems).

Product Overview & Scale

  • Fsp NameOne Acre Fund Kenya
  • Fsp ID178369
  • As of Date12/31/17
  • CurrencyUSD
  • Product NameOne Acre Fund Kenya Core Program
  • CountryKenya
  • Total Clients Bracket50,000- 100,000
  • Product Clients Bracket100,000- 250,000
  • Number of Product Clients233,736
  • Percent of Total Clients that are Product Clients34%
  • Average Loan Size Per Client97
  • Average Loan Size Per Client97

Financial Structure & Pricing

  • loan or product structure is flexibleTRUE
  • repayment structure is flexibleTRUE
  • loan or product term covers growing seasonTRUE
  • grace period offeredTRUE
  • group or individual loanGroup
  • apr19%
  • is apr or other transparent pricing communicated to clientsTRUE
  • type of primary insurance productTraditional crop insurance
  • total insurance coverage in the last 12 months for primary insurance product810586
  • total pay outs to clients in last 12 months for primary insurance product169045
  • average premium per client in last 12 months for primary insurance product3.5
  • annualized repayment rate of the product98- 100%

Value Chain Support

  • inputs assets services are readily availableTRUE
  • inputs assets services are available at time demanded by clientTRUE
  • inputs assets services available within reasonable distance of clientTRUE
  • inputs assets services are of good qualityTRUE
  • type of inputs offeredUsable
  • informal management services providedFALSE
  • formal programs in place for post harvest managementTRUE
  • if yes to above do over 50 of clients use service programTRUE
  • informal linkages exist between clients and buyers producersFALSE
  • formal linkages exist between clients and buyers producersFALSE
  • guaranteed market opportunities exist for clientsTRUE
  • guaranteed market opportunities exist for clients if yes describeVibrant local markets exist

Training

  • agricultural training available to clientsTRUE
  • agricultural training available to clients using formal curriculumTRUE
  • multiple agricultural trainings delivered during product cycleTRUE
  • organization does quality checks on trainingsTRUE
  • financial literacy training takes places yes noTRUE
  • classroom theoretical training offered by administering partyTRUE
  • training engages clients in participatory learning with additional materialsTRUE
  • training is offered in a convenient location for clientsTRUE

Measuring Impact

  • regular measurement of farmer yields takes placeTRUE
  • formal measurement with strong control groupTRUE
  • rct or other academic quality work done to verify resultsTRUE
  • measurement of change to profit income or poverty reduction takes placeTRUE
  • using methodical process over time to measure changeTRUE
  • what type of poverty measurement metric is usedNo prescribed metric but a longitudinal quality of life study is currently running to determine sustained impact of program on livelihoods