NETAFIM Agricultural Financing Agency
In-kind loan for the purchase of drip irrigation systems. Loan also supports purchase of any required agricultural inputs.
Product Overview & Scale
- Fsp NameNETAFIM Agricultural Financing Agency
- Fsp ID177994
- As of Date4/1/16
- CurrencyUSD
- Product NameGuarantee Loan
- CountryIndia
- Total Clients Bracket<50,000
- Product Clients Bracket<10,000
- Number of Product Clients7,500
- Percent of Total Clients that are Product Clients95%
- Average Loan Size Per Client3
- Average Loan Size Per Client3
Financial Structure & Pricing
- loan or product structure is flexibleFALSE
- repayment structure is flexibleTRUE
- loan or product term covers growing seasonTRUE
- grace period offeredTRUE
- grace period offered if yes describeinterest-bearing grace period offered between 2 bullet payments
- group or individual loanIndividual
- apr0%
- type of primary insurance productLife/funeral insurance
- average premium per client in last 12 months for primary insurance product153.84
- annualized repayment rate of the product95- 98%
Value Chain Support
- inputs assets services are readily availableTRUE
- inputs assets services are available at time demanded by clientTRUE
- inputs assets services available within reasonable distance of clientTRUE
- inputs assets services are of good qualityTRUE
- type of inputs offeredUsable
- informal management services providedFALSE
- formal programs in place for post harvest managementFALSE
- informal linkages exist between clients and buyers producersFALSE
- formal linkages exist between clients and buyers producersFALSE
- guaranteed market opportunities exist for clientsFALSE
Training
- agricultural training available to clientsTRUE
- agricultural training available to clients using formal curriculumTRUE
- multiple agricultural trainings delivered during product cycleTRUE
- organization does quality checks on trainingsTRUE
- financial literacy training takes places yes noTRUE
- classroom theoretical training offered by administering partyTRUE
- training engages clients in participatory learning with additional materialsTRUE
- training is offered in a convenient location for clientsTRUE
Measuring Impact
- regular measurement of farmer yields takes placeFALSE
- formal measurement with strong control groupFALSE
- rct or other academic quality work done to verify resultsFALSE
- measurement of change to profit income or poverty reduction takes placeFALSE
- using methodical process over time to measure changeFALSE