Maxima

Investment and working capital loans. Used for purchasing assets as well as financing: regular business activities, expenses for processing of raw materials, and transportation expenses etc.

Product Overview & Scale

  • Fsp NameMaxima
  • Fsp ID101499
  • As of Date11/29/17
  • CurrencyUSD
  • Product NameSME Loan
  • CountryCambodia
  • Total Clients Bracket<50,000
  • Product Clients Bracket<10,000
  • Number of Product Clients1,504
  • Percent of Total Clients that are Product Clients27%
  • Average Loan Size Per Client7
  • Average Loan Size Per Client7

Financial Structure & Pricing

  • loan or product structure is flexibleFALSE
  • repayment structure is flexibleFALSE
  • loan or product term covers growing seasonTRUE
  • grace period offeredTRUE
  • group or individual loanBoth
  • apr18%
  • average loan processing time days3
  • is apr or other transparent pricing communicated to clientsTRUE
  • type of transactional productCash collection
  • annualized repayment rate of the product95- 98%

Value Chain Support

  • inputs assets services are readily availableFALSE
  • inputs assets services are available at time demanded by clientFALSE
  • inputs assets services available within reasonable distance of clientFALSE
  • inputs assets services are of good qualityFALSE
  • informal management services providedFALSE
  • formal programs in place for post harvest managementFALSE
  • informal linkages exist between clients and buyers producersFALSE
  • formal linkages exist between clients and buyers producersFALSE
  • guaranteed market opportunities exist for clientsFALSE

Training

  • agricultural training available to clientsFALSE
  • agricultural training available to clients using formal curriculumFALSE
  • multiple agricultural trainings delivered during product cycleFALSE
  • organization does quality checks on trainingsFALSE
  • financial literacy training takes places yes noTRUE
  • classroom theoretical training offered by administering partyTRUE
  • training engages clients in participatory learning with additional materialsFALSE
  • training is offered in a convenient location for clientsTRUE

Measuring Impact

  • regular measurement of farmer yields takes placeFALSE
  • formal measurement with strong control groupFALSE
  • rct or other academic quality work done to verify resultsFALSE
  • measurement of change to profit income or poverty reduction takes placeFALSE
  • using methodical process over time to measure changeFALSE