LMPC

In-kind loans offered alongside technical advising, supporting post-harvest management.

Product Overview & Scale

  • Fsp NameLMPC
  • Fsp ID177988
  • As of Date12/1/15
  • CurrencyUSD
  • Product NameCommunity-Based Agro Enterprise Development
  • CountryPhilippines
  • Total Clients Bracket<50,000
  • Product Clients Bracket<10,000
  • Number of Product Clients280
  • Percent of Total Clients that are Product Clients1%
  • Average Loan Size Per Client760
  • Average Loan Size Per Client760

Financial Structure & Pricing

  • loan or product structure is flexibleTRUE
  • repayment structure is flexibleTRUE
  • loan or product term covers growing seasonTRUE
  • grace period offeredTRUE
  • group or individual loanGroup
  • apr0%
  • annualized repayment rate of the product90- 95%

Value Chain Support

  • inputs assets services are readily availableTRUE
  • inputs assets services are readily available if yes describeLMPC sources inputs, or works with partner suppliers to source inputs
  • inputs assets services are available at time demanded by clientTRUE
  • inputs assets services are available at time demanded by client if yes describeLMPC manages timely delivery
  • inputs assets services available within reasonable distance of clientTRUE
  • inputs assets services available within reasonable distance of client if yes describeLMPC delivers inputs they source to branches, or delivery points for distant farmers, or work with partner suppliers to source inputs, then deliver themselves.
  • inputs assets services are of good qualityTRUE
  • inputs assets services are of good quality if yes describeQuality is checked by LMPC, in case of own inputs, or by in-house agricultural technicians when using 3rd party suppliers.
  • type of inputs offeredUsable
  • informal management services providedFALSE
  • formal programs in place for post harvest managementTRUE
  • formal programs in place for post harvest management if yes describeLMPC works with farmer groups to create production plans, make direct linkages to buyers, and facilitate the delivery of the produce.
  • if yes to above do over 50 of clients use service programTRUE
  • informal linkages exist between clients and buyers producersFALSE
  • formal linkages exist between clients and buyers producersTRUE
  • formal linkages exist between clients and buyers producers if yes describeLMPC works with farmer groups to create production plans, make direct linkages to buyers, and facilitate the delivery of the produce.
  • guaranteed market opportunities exist for clientsFALSE

Training

  • agricultural training available to clientsTRUE
  • agricultural training available to clients using formal curriculumTRUE
  • agricultural training available to clients using formal curriculum if yes describeLMPC agritechs deliver agricultural training seminars.
  • multiple agricultural trainings delivered during product cycleTRUE
  • multiple agricultural trainings delivered during product cycle if yes describeDelivered once per month.
  • organization does quality checks on trainingsTRUE
  • organization does quality checks on trainings if yes describeImpact of trainings is monitored.
  • financial literacy training takes places yes noTRUE
  • classroom theoretical training offered by administering partyTRUE
  • training engages clients in participatory learning with additional materialsTRUE
  • training engages clients in participatory learning with additional materials if yes describeTrainings combine theory and practice.
  • training is offered in a convenient location for clientsTRUE
  • training is offered in a convenient location for clients if yes describeDelivered both in classroom and on-farm.

Measuring Impact

  • regular measurement of farmer yields takes placeFALSE
  • formal measurement with strong control groupFALSE
  • rct or other academic quality work done to verify resultsFALSE
  • measurement of change to profit income or poverty reduction takes placeTRUE
  • measurement of change to profit income or poverty reduction takes place if yes describePoverty scorecard used.
  • using methodical process over time to measure changeTRUE
  • using methodical process over time to measure change if yes describeCollected at every new loan cycle and analyzed annually.
  • what type of poverty measurement metric is usedClient Poverty Scorecard