Juhudi Kilimo
Consumer loans are intended for customers seeking financing for education for themselves, siblings and their children. It is also a loan to help customers take care of emergencies such as hospitalization, funeral expenses, and other eventualities.
Product Overview & Scale
- Fsp NameJuhudi Kilimo
- Fsp ID104156
- As of Date10/11/18
- CurrencyUSD
- Product NameConsumer Loans
- CountryKenya
- Total Clients Bracket<50,000
- Product Clients Bracket<10,000
- Number of Product Clients823
- Percent of Total Clients that are Product Clients2%
- Average Loan Size Per Client30
- Average Loan Size Per Client30
Financial Structure & Pricing
- loan or product structure is flexibleFALSE
- repayment structure is flexibleFALSE
- loan or product term covers growing seasonFALSE
- grace period offeredFALSE
- group or individual loanBoth
- apr35%
- average loan processing time days3
- type of primary insurance productLife/funeral insurance
- annualized repayment rate of the product95- 98%
Value Chain Support
- inputs assets services are readily availableFALSE
- inputs assets services are available at time demanded by clientFALSE
- inputs assets services available within reasonable distance of clientFALSE
- inputs assets services are of good qualityFALSE
- type of inputs offeredN/A
- informal management services providedFALSE
- formal programs in place for post harvest managementFALSE
- if yes to above do over 50 of clients use service programFALSE
- informal linkages exist between clients and buyers producersFALSE
- formal linkages exist between clients and buyers producersFALSE
- guaranteed market opportunities exist for clientsFALSE
- if yes to above do over 50 of clients use the service programFALSE
Training
- agricultural training available to clientsTRUE
- agricultural training available to clients using formal curriculumTRUE
- multiple agricultural trainings delivered during product cycleTRUE
- organization does quality checks on trainingsTRUE
- financial literacy training takes places yes noTRUE
- classroom theoretical training offered by administering partyTRUE
- training engages clients in participatory learning with additional materialsTRUE
- training is offered in a convenient location for clientsTRUE
Measuring Impact
- regular measurement of farmer yields takes placeTRUE
- regular measurement of farmer yields takes place if yes describePPI
- formal measurement with strong control groupTRUE
- rct or other academic quality work done to verify resultsTRUE
- measurement of change to profit income or poverty reduction takes placeTRUE
- using methodical process over time to measure changeTRUE
- using methodical process over time to measure change if yes describePPI
- what type of poverty measurement metric is usedPPI