Juhudi Kilimo
Clean energy loans are intended for customers seeking financing for eco-friendly products, such as solar TVs, solar water pumps, solar home systems, modern cook stoves and biogas systems, that use energy generated from natural resources which are renewable (naturally replenished).
Product Overview & Scale
- Fsp NameJuhudi Kilimo
- Fsp ID104156
- As of Date10/11/18
- CurrencyUSD
- Product NameClean Energy Loans
- CountryKenya
- Total Clients Bracket<50,000
- Product Clients Bracket<10,000
- Number of Product Clients6,807
- Percent of Total Clients that are Product Clients15%
- Average Loan Size Per Client8
- Average Loan Size Per Client8
Financial Structure & Pricing
- loan or product structure is flexibleFALSE
- repayment structure is flexibleFALSE
- loan or product term covers growing seasonFALSE
- grace period offeredFALSE
- group or individual loanBoth
- apr35%
- average loan processing time days3
- is apr or other transparent pricing communicated to clientsTRUE
- type of primary insurance productLife/funeral insurance
- annualized repayment rate of the product95- 98%
Value Chain Support
- inputs assets services are readily availableFALSE
- inputs assets services are available at time demanded by clientFALSE
- inputs assets services available within reasonable distance of clientFALSE
- inputs assets services are of good qualityFALSE
- type of inputs offeredAssets
- informal management services providedFALSE
- formal programs in place for post harvest managementFALSE
- informal linkages exist between clients and buyers producersFALSE
- formal linkages exist between clients and buyers producersTRUE
- guaranteed market opportunities exist for clientsFALSE
- if yes to above do over 50 of clients use the service programFALSE
Training
- agricultural training available to clientsTRUE
- agricultural training available to clients using formal curriculumTRUE
- multiple agricultural trainings delivered during product cycleTRUE
- organization does quality checks on trainingsTRUE
- financial literacy training takes places yes noTRUE
- classroom theoretical training offered by administering partyTRUE
- training engages clients in participatory learning with additional materialsTRUE
- training is offered in a convenient location for clientsTRUE
Measuring Impact
- regular measurement of farmer yields takes placeTRUE
- regular measurement of farmer yields takes place if yes describePPI
- formal measurement with strong control groupTRUE
- rct or other academic quality work done to verify resultsTRUE
- measurement of change to profit income or poverty reduction takes placeTRUE
- using methodical process over time to measure changeTRUE