Grameen Ghana

In-kind loan for agricultural production.

Product Overview & Scale

  • Fsp NameGrameen Ghana
  • Fsp ID102022
  • As of Date9/1/14
  • CurrencyUSD
  • Product NameIn-Kind Agro Production Loan
  • CountryGhana
  • Total Clients Bracket<50,000
  • Product Clients Bracket<10,000
  • Number of Product Clients2,700
  • Percent of Total Clients that are Product Clients19%
  • Average Loan Size Per Client154
  • Average Loan Size Per Client154

Financial Structure & Pricing

  • loan or product structure is flexibleFALSE
  • repayment structure is flexibleFALSE
  • loan or product term covers growing seasonTRUE
  • grace period offeredTRUE
  • group or individual loanGroup
  • apr0%
  • is apr or other transparent pricing communicated to clientsTRUE
  • annualized repayment rate of the product90- 95%

Value Chain Support

  • inputs assets services are readily availableTRUE
  • inputs assets services are available at time demanded by clientTRUE
  • inputs assets services available within reasonable distance of clientTRUE
  • inputs assets services are of good qualityTRUE
  • type of inputs offeredUsable
  • informal management services providedFALSE
  • formal programs in place for post harvest managementFALSE
  • informal linkages exist between clients and buyers producersTRUE
  • formal linkages exist between clients and buyers producersFALSE
  • guaranteed market opportunities exist for clientsFALSE

Training

  • agricultural training available to clientsTRUE
  • agricultural training available to clients using formal curriculumTRUE
  • multiple agricultural trainings delivered during product cycleTRUE
  • organization does quality checks on trainingsFALSE
  • financial literacy training takes places yes noFALSE
  • classroom theoretical training offered by administering partyFALSE
  • training engages clients in participatory learning with additional materialsTRUE
  • training is offered in a convenient location for clientsTRUE

Measuring Impact

  • regular measurement of farmer yields takes placeTRUE
  • formal measurement with strong control groupFALSE
  • rct or other academic quality work done to verify resultsFALSE
  • measurement of change to profit income or poverty reduction takes placeFALSE
  • using methodical process over time to measure changeFALSE
  • what type of poverty measurement metric is usedNone