Chamroeun Microfinance limited
This loan is designed for poor farmers and entrepreneurs who have seasonal cash flow from agriculture activities. This loan supports the purchase of agriculture inputs or agriculture-related business expenses. Collateral asset is required for loan greater than USD750.
Product Overview & Scale
- Fsp NameChamroeun Microfinance limited
- Fsp ID102244
- As of Date10/31/17
- CurrencyUSD
- Product NameAgriculture Financing Loan
- CountryCambodia
- Total Clients Bracket<50,000
- Product Clients Bracket<10,000
- Number of Product Clients338
- Percent of Total Clients that are Product Clients1%
- Average Loan Size Per Client680
- Average Loan Size Per Client680
Financial Structure & Pricing
- loan or product structure is flexibleTRUE
- repayment structure is flexibleFALSE
- loan or product term covers growing seasonTRUE
- grace period offeredTRUE
- group or individual loanIndividual
- apr33%
- average loan processing time days2
- if flat rate whyN/A
- is apr or other transparent pricing communicated to clientsTRUE
- average transaction size10
- total transactions amount190
- type of transactional productCash collection
- annualized repayment rate of the product98- 100%
Value Chain Support
- inputs assets services are readily availableFALSE
- inputs assets services are available at time demanded by clientFALSE
- inputs assets services available within reasonable distance of clientFALSE
- inputs assets services are of good qualityFALSE
- type of inputs offeredN/A
- informal management services providedFALSE
- formal programs in place for post harvest managementFALSE
- informal linkages exist between clients and buyers producersFALSE
- formal linkages exist between clients and buyers producersFALSE
- guaranteed market opportunities exist for clientsFALSE
Training
- agricultural training available to clientsFALSE
- agricultural training available to clients using formal curriculumFALSE
- multiple agricultural trainings delivered during product cycleFALSE
- organization does quality checks on trainingsFALSE
- financial literacy training takes places yes noTRUE
- classroom theoretical training offered by administering partyFALSE
- training engages clients in participatory learning with additional materialsTRUE
- training is offered in a convenient location for clientsTRUE
Measuring Impact
- regular measurement of farmer yields takes placeFALSE
- formal measurement with strong control groupFALSE
- rct or other academic quality work done to verify resultsFALSE
- measurement of change to profit income or poverty reduction takes placeFALSE
- using methodical process over time to measure changeFALSE