Buusaa Gonofaa

In-kind loan offered at select BG branches supporting access to inputs. BG aggregates farmer demand and pays State Seed Enterprise directly.

Product Overview & Scale

  • Fsp NameBuusaa Gonofaa
  • Fsp ID100765
  • As of Date11/1/15
  • CurrencyUSD
  • Product NameInputs' Loan
  • CountryEthiopia
  • Total Clients Bracket50,000- 100,000
  • Product Clients Bracket<10,000
  • Number of Product Clients900
  • Percent of Total Clients that are Product Clients1%
  • Average Loan Size Per Client143
  • Average Loan Size Per Client143

Financial Structure & Pricing

  • loan or product structure is flexibleFALSE
  • repayment structure is flexibleTRUE
  • loan or product term covers growing seasonTRUE
  • grace period offeredTRUE
  • grace period offered if yes describeinterest-bearing grace period of between 5 and 10 months offered
  • group or individual loanGroup
  • apr0%
  • average deposit size23
  • annualized repayment rate of the product95- 98%

Value Chain Support

  • inputs assets services are readily availableTRUE
  • inputs assets services are available at time demanded by clientFALSE
  • inputs assets services are available at time demanded by client if yes describeInput supply depends on govt. disbursement and occassionally, inputs supplied do not match farmer demand.
  • inputs assets services available within reasonable distance of clientTRUE
  • inputs assets services are of good qualityTRUE
  • type of inputs offeredUsable
  • informal management services providedFALSE
  • formal programs in place for post harvest managementFALSE
  • informal linkages exist between clients and buyers producersFALSE
  • formal linkages exist between clients and buyers producersFALSE
  • guaranteed market opportunities exist for clientsFALSE

Training

  • agricultural training available to clientsFALSE
  • agricultural training available to clients using formal curriculumFALSE
  • multiple agricultural trainings delivered during product cycleFALSE
  • organization does quality checks on trainingsFALSE
  • financial literacy training takes places yes noFALSE
  • classroom theoretical training offered by administering partyFALSE
  • training engages clients in participatory learning with additional materialsFALSE
  • training is offered in a convenient location for clientsFALSE

Measuring Impact

  • regular measurement of farmer yields takes placeFALSE
  • formal measurement with strong control groupFALSE
  • rct or other academic quality work done to verify resultsFALSE
  • measurement of change to profit income or poverty reduction takes placeTRUE
  • using methodical process over time to measure changeTRUE
  • what type of poverty measurement metric is usedIn-house poverty scorecard tracking changes in household wealth based on asset accumulation