Buusaa Gonofaa
In-kind loan offered through BG rural service facilities supporting access to inputs. BG aggregates farmer demand and pays State Seed Enterprise directly. Mostly supports malt and barley.
Product Overview & Scale
- Fsp NameBuusaa Gonofaa
- Fsp ID100765
- As of Date11/1/15
- CurrencyUSD
- Product NameRural Service Facility Inputs Loan
- CountryEthiopia
- Total Clients Bracket50,000- 100,000
- Product Clients Bracket<10,000
- Number of Product Clients1,000
- Percent of Total Clients that are Product Clients1%
- Average Loan Size Per Client176
- Average Loan Size Per Client176
Financial Structure & Pricing
- loan or product structure is flexibleFALSE
- repayment structure is flexibleFALSE
- loan or product term covers growing seasonTRUE
- grace period offeredFALSE
- group or individual loanIndividual
- apr0%
- average deposit size29
- annualized repayment rate of the product95- 98%
Value Chain Support
- inputs assets services are readily availableTRUE
- inputs assets services are available at time demanded by clientFALSE
- inputs assets services are available at time demanded by client if yes describeInput supply depends on govt. disbursement and occassionally, inputs supplied do not match farmer demand.
- inputs assets services available within reasonable distance of clientTRUE
- inputs assets services are of good qualityTRUE
- type of inputs offeredUsable
- informal management services providedFALSE
- formal programs in place for post harvest managementFALSE
- informal linkages exist between clients and buyers producersTRUE
- informal linkages exist between clients and buyers producers if yes describeBG facilitates links between factories and malt-barley producing clients. Some farmers organized to group sell to factories.
- formal linkages exist between clients and buyers producersFALSE
- guaranteed market opportunities exist for clientsFALSE
Training
- agricultural training available to clientsFALSE
- agricultural training available to clients using formal curriculumFALSE
- multiple agricultural trainings delivered during product cycleFALSE
- organization does quality checks on trainingsFALSE
- financial literacy training takes places yes noFALSE
- classroom theoretical training offered by administering partyFALSE
- training engages clients in participatory learning with additional materialsFALSE
- training is offered in a convenient location for clientsFALSE
Measuring Impact
- regular measurement of farmer yields takes placeFALSE
- formal measurement with strong control groupFALSE
- rct or other academic quality work done to verify resultsFALSE
- measurement of change to profit income or poverty reduction takes placeTRUE
- using methodical process over time to measure changeTRUE
- what type of poverty measurement metric is usedIn-house poverty scorecard tracking changes in household wealth based on asset accumulation