BRAC Tanzania

BRAC Tanzania provides loans to the adolescent girls, whereby girls are trained in different livelihood activities such as tailoring, food processing and poultry farming and after completing the training they receive credit support for developing their small business and hence involving themselves with income generating activities.

Product Overview & Scale

  • Fsp NameBRAC Tanzania
  • Fsp ID101873
  • As of Date12/31/18
  • CurrencyUSD
  • Product NameEmpowerment and Livelihood for Adolescents Microfinance ( ELA)
  • CountryTanzania
  • Total Clients Bracket100,000- 500,000
  • Product Clients Bracket<10,000
  • Number of Product Clients6,797
  • Percent of Total Clients that are Product Clients4%
  • Average Loan Size Per Client233
  • Average Loan Size Per Client233

Financial Structure & Pricing

  • loan or product structure is flexibleTRUE
  • loan or product structure is flexible if yes describeLoan duration is 20 weeks and 40 weeks.
  • repayment structure is flexibleFALSE
  • loan or product term covers growing seasonFALSE
  • grace period offeredTRUE
  • grace period offered if yes describeseven days
  • group or individual loanGroup
  • apr99%
  • average loan processing time days15
  • if flat rate whyEasy understanding to clients side
  • is apr or other transparent pricing communicated to clientsTRUE
  • is apr or other transparent pricing communicated to clients if yes describeIt is informed in the group meeting and mentioned in the contract letter and pass book
  • annualized repayment rate of the product98- 100%

Value Chain Support

  • inputs assets services are readily availableFALSE
  • inputs assets services are available at time demanded by clientFALSE
  • inputs assets services available within reasonable distance of clientFALSE
  • inputs assets services are of good qualityFALSE
  • informal management services providedFALSE
  • formal programs in place for post harvest managementFALSE
  • if yes to above do over 50 of clients use service programFALSE
  • informal linkages exist between clients and buyers producersFALSE
  • formal linkages exist between clients and buyers producersFALSE
  • guaranteed market opportunities exist for clientsFALSE
  • if yes to above do over 50 of clients use the service programFALSE

Training

  • agricultural training available to clientsFALSE
  • agricultural training available to clients using formal curriculumFALSE
  • multiple agricultural trainings delivered during product cycleFALSE
  • organization does quality checks on trainingsFALSE
  • financial literacy training takes places yes noFALSE
  • classroom theoretical training offered by administering partyFALSE
  • training engages clients in participatory learning with additional materialsFALSE
  • training is offered in a convenient location for clientsFALSE

Measuring Impact

  • regular measurement of farmer yields takes placeFALSE
  • formal measurement with strong control groupFALSE
  • rct or other academic quality work done to verify resultsFALSE
  • measurement of change to profit income or poverty reduction takes placeFALSE
  • using methodical process over time to measure changeFALSE