BRAC
Cash loan supporting farmers and agricultural micro-enterprise.
Product Overview & Scale
- Fsp NameBRAC
- Fsp ID100363
- As of Date2/1/15
- CurrencyUSD
- Product NamePoverty Alleviation Loan
- CountryBangladesh
- Total Clients Bracket1,000,000
- Product Clients Bracket250,000
- Number of Product Clients3,739,200
- Percent of Total Clients that are Product Clients76%
- Average Loan Size Per Client300
- Average Loan Size Per Client300
Financial Structure & Pricing
- loan or product structure is flexibleTRUE
- repayment structure is flexibleFALSE
- loan or product term covers growing seasonTRUE
- loan or product term covers growing season if yes describecovers year-round
- grace period offeredFALSE
- group or individual loanGroup
- apr0%
- annualized repayment rate of the product98- 100%
Value Chain Support
- inputs assets services are readily availableFALSE
- inputs assets services are available at time demanded by clientFALSE
- inputs assets services available within reasonable distance of clientFALSE
- inputs assets services are of good qualityFALSE
- informal management services providedFALSE
- formal programs in place for post harvest managementFALSE
- informal linkages exist between clients and buyers producersFALSE
- formal linkages exist between clients and buyers producersFALSE
- guaranteed market opportunities exist for clientsFALSE
Training
- agricultural training available to clientsFALSE
- agricultural training available to clients using formal curriculumFALSE
- multiple agricultural trainings delivered during product cycleFALSE
- organization does quality checks on trainingsFALSE
- financial literacy training takes places yes noTRUE
- classroom theoretical training offered by administering partyTRUE
- training engages clients in participatory learning with additional materialsTRUE
- training is offered in a convenient location for clientsTRUE
Measuring Impact
- regular measurement of farmer yields takes placeFALSE
- formal measurement with strong control groupFALSE
- rct or other academic quality work done to verify resultsFALSE
- measurement of change to profit income or poverty reduction takes placeFALSE
- using methodical process over time to measure changeFALSE