Kiruhura Epicenter SACCO (KESACCO)
Leasing of agriculture-related assets, primarily dairy cows.
Product Overview & Scale
- Fsp NameKiruhura Epicenter SACCO (KESACCO)
- Fsp ID177993
- As of Date11/1/15
- CurrencyUSD
- Product NameMicroleasing
- CountryUganda
- Total Clients Bracket<50,000
- Product Clients Bracket<10,000
- Number of Product Clients87
- Percent of Total Clients that are Product Clients3%
- Average Loan Size Per Client405
- Average Loan Size Per Client405
Financial Structure & Pricing
- loan or product structure is flexibleFALSE
- repayment structure is flexibleFALSE
- loan or product term covers growing seasonTRUE
- loan or product term covers growing season if yes describecovers year-round
- grace period offeredTRUE
- grace period offered if yes describeup to 3 months
- group or individual loanGroup
- apr0%
- type of primary insurance productLife/funeral insurance
- average premium per client in last 12 months for primary insurance product4.05
- annualized repayment rate of the product95- 98%
Value Chain Support
- inputs assets services are readily availableTRUE
- inputs assets services are readily available if yes describeLoan offered as asset. Client identifies asset and supplier.
- inputs assets services are available at time demanded by clientTRUE
- inputs assets services available within reasonable distance of clientTRUE
- inputs assets services are of good qualityFALSE
- inputs assets services are of good quality if yes describeQuality not guaranteed by KESACCO or suppliers.
- type of inputs offeredAssets
- informal management services providedFALSE
- formal programs in place for post harvest managementFALSE
- informal linkages exist between clients and buyers producersFALSE
- formal linkages exist between clients and buyers producersFALSE
- guaranteed market opportunities exist for clientsFALSE
Training
- agricultural training available to clientsTRUE
- agricultural training available to clients if yes describeTraining provided by Swisscontact for microleasing clients on proper use of asset.
- agricultural training available to clients using formal curriculumTRUE
- multiple agricultural trainings delivered during product cycleTRUE
- multiple agricultural trainings delivered during product cycle if yes describeTrainings delivered on average, once per quarter.
- organization does quality checks on trainingsTRUE
- organization does quality checks on trainings if yes describeSwisscontact monitors quality of training
- financial literacy training takes places yes noFALSE
- classroom theoretical training offered by administering partyTRUE
- training engages clients in participatory learning with additional materialsTRUE
- training is offered in a convenient location for clientsTRUE
Measuring Impact
- regular measurement of farmer yields takes placeFALSE
- formal measurement with strong control groupFALSE
- rct or other academic quality work done to verify resultsFALSE
- measurement of change to profit income or poverty reduction takes placeFALSE
- using methodical process over time to measure changeFALSE